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Best Mortgage Lender in Miami, FL

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Your Trusted Mortgage Partner for Homeownership and Refinancing

At AsertaLoans, we understand that achieving homeownership in a bustling and diverse city like Miami, FL, often comes with its own unique challenges. That’s why we work hard to connect you with loan options that fit your financial goals. As a reliable mortgage lender and broker, we guide you through every step of the process, whether you’re purchasing a home, refinancing, or exploring new loan opportunities.

Why Trust Our Mortgage Broker Services in Miami, FL

We know how important it is to find a loan that works for your life. Here’s what makes AsertaLoans a top choice in Miami.

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Competitive Loan Options

Choose from a wide variety of financing solutions featuring great rates and flexible terms.

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Local Expertise

Our team knows the intricacies of Miami’s dynamic real estate market and offers unmatched guidance through the process.

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Fast, Simple Process

Streamlined online applications simplify the entire mortgage process, saving you time and stress.

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Loan Services We Offer in Miami, FL

AsertaLoans in Miami offers a full suite of loan services tailored to a variety of borrower needs, including:

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Secure the funding you need to purchase a home that meets your needs and financial goals.

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Suited for those with strong credit, offering flexibility and competitive rates.

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Designed to support non-citizens without Social Security numbers in attaining homeownership.

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Turn your dream home into a reality with customized financial solutions.

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Revisit your current mortgage terms to reduce payments or adjust the interest rate.

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Financing options tailored for luxury properties exceeding conventional loan limits.

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A great choice for first-time buyers, with low credit thresholds and down payment options.

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Exclusively for veterans and active-duty service members, with favorable terms and zero down payment.

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Ideal for self-employed borrowers who utilize bank statements to verify their income.

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Gain access to flexible funds by tapping into the equity of your home.

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Finance land purchases for future investments or personal development projects.

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Provides Florida-based workers up to $35,000 to help cover down payment and closing costs on their first home.

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Hometown Heroes Down Payment Assistance

Eligible first-time homebuyers in Florida can receive up to $35,000 in down payment and closing cost assistance through the Hometown Heroes Program. If you work full-time for a Florida-based employer, our team can help you take the next step.

How It Works

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Apply Online

Complete our easy-to-use online application in just a few minutes.

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Get Approved

Receive your approval in as little as a few hours.

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Receive Funds

Quickly access your loan funds and start making your homeownership plans a reality.

*Applying online does not initiate an automatic credit check.

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Why Miami Area Homebuyers Love Us

Located in the heart of Miami, AsertaLoans is proud to serve the city and surrounding communities with reliable mortgage solutions. Acting as both a mortgage broker and lender, we deliver clarity, confidence, and personalized service for every homebuyer or refinancer we work with.

Let’s Talk

Our team will respond within 1 hour.

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AsertaLoans Inc

3232 McKinney Avenue, Suite 500, Dallas, TX 75204

214.960.0998 (direct)

NMLS# 2114425

Equal Housing logo

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.

www.nmlsconsumeraccess.org | Equal Housing Opportunity

Texas Complaint-Recovery Fund Notice:​

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the texas department of savings and mortgage lending, 2601 north lamar, suite 201, austin, texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

©2021 by Asertaloans Inc. NMLS# 2114425 | Privacy Policy Disclosures

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