Low Rate Mortgage Broker
of
Houston

Houston | Sugar Land | The Woodlands

Serving the Houston area, AsertaLoans is a Mortgage company helping Texans (future & current) purchase their dream home or refinance their current one.

From low down payment to low closing costs, AsertaLoans ensures you get the best mortgage for your home. AsertaLoans also helps those with low credit scores. Let our mortgage brokers guide you today!

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Five star google review for Asertaloans from Dana.

Five star google review for Asertaloans from Sassoun.

Houston Home Loans

Purchase for Primary Home

Conventional, FHA, VA, and USDA
500 minimum credit score.
3.00% minimum down
Single family homes, condos & townhouses eligible

Loan Options

Mortgage Refinance

Reduce Monthly Payment
Withdraw cash from home's equity
Shorten current mortgage term

Loan Options

ITIN Loans

Non-US citizens eligible with an ITIN
10% minimum down payment
US Visa or work permit not required

Loan Options

Down Payment Assistance

0% down for eligible borrowers
No income limits required
600 minimum credit score

Loan Options

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Rental/airbnb loans

Buy a rental property for long-term tenants or AirBnb.
Fix & Flip or Fix & Hold.
15% minimum down payment
600 minimum credit score

Loan Options

Land loans

$154,000 minimum purchase price
35% minimum down payment
660 minimum credit score
20 year maximum term

Loan Options

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Home equity line of credit (heloc)

Borrow up to 80% of your home's value less your current mortgage balance
640 minimum credit score

Loan Options

VA Loans for TEXAS veterans

0% down payment
No monthly mortgage insurance
Rates typically lower than FHA & Conventional loans

Loan Options

Ready to Apply?

Click below to complete an application or get in touch with one of our experienced Mortgage Brokers to find out how much you can qualify for.

*Applying online does not initiate an automatic credit check.

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Houston Home Loans & Mortgage Refinance

If you're looking for a mortgage in Houston, look no further than AsertaLoans. We specialize in residential mortgages and pride ourselves on exceptional service and competitive rates. As a mortgage broker serving greater Houston, we have the expertise to guide you through the process and find the best loan option for your needs.

With our expert Mortgage Brokers, we can make quick decisions and close loans efficiently. Whether you're a first-time home buyer, a member of the US military, or interested in jumbo mortgages, we have the perfect loan program for you.

At AsertaLoans, we also offer VA and FHA home loans for US military personnel and first-time home buyers. Contact us today to see how much you could qualify for and let us help you navigate the mortgage application process with ease.

Home Refinancing in Houston

If you're considering mortgage refinancing, AsertaLoans has you covered. Our refinance options can help you secure a lower interest rate, reduce monthly payments, pay off your home faster, or access the cash from property's equity. Whatever your motivation for refinancing, we'll work hard to find you the best mortgage rate based on your unique circumstances.

Living in Greater Houston

The Greater Houston area is an absolute gem. With its vibrant and diverse population, there's never a dull moment. You'll be spoiled choice with the world-class museums, restaurants, and shopping centers. And let's forget about the endless job opportunities in various industries, led by the rich oil & gas industry. Plus, the affordable cost of living and warm climate make it the perfect place to call home. Get ready to fall in love with Houston!

Buying a Home in Greater Houston

The Greater Houston area offers a wide range of housing options, from affordable starter homes to luxury estates, catering to diverse preferences and budgets. The suburban areas surrounding Houston, such as Katy, Sugar Land, The Woodlands, and Pearland, have seen significant development as of 2024, offering attractive alternatives to urban living with spacious homes, good schools, and family-friendly amenities.

Read the latest housing market data on Greater Houston